Over 10 years we help companies reach their financial and branding goals. Engitech is a values-driven technology agency dedicated.



002,EsspeeTower,2nd Floor, Dattapada Road, Borivali East, Mumbai- 400066


+91 22 2854 25 25

Loan Against Deposit

Do you want funds readily available to you whenever you desire or need, be it sudden urgent funds required for medical treatment or a vacation that you plan with your family? Then avail loan against Deposit without breaking your Deposit.

Features Of Loan Against Deposit

  • Avail Loan up to 85% of the value of your Time Deposit
  • Both Demand Loan and Overdraft Facility as per your need
  • Low interest rates. Further, we charge interest on a daily reducing balance!!
  • Zero processing charges.
  • No prepayment penalties.
  • Min mount of Loan (For Online Overdraft against Fixed Deposit) : Rs 5000
  • Max mount of Loan (For Online Overdraft against Fixed Deposit) : Rs 1 crore
  • Margin : Avail loan up to 85% of your Time Deposit value
  • Lien on underlying Time Deposit
  • TSecurity type of loan : Demand Loan& Overdraft
  • Processing fee : NII


Repayment Period : Suitable repayment schedule will be fixed depending upon the repayment capacity of the borrower for Loan taken. Maximum Repayment period has been capped at 5 years


Get access to liquid funds
Get emergency funds at attractive rate of interest